Our Vision
At PayCR, our vision is to become the preferred partner for individuals and especially SMEs as they transition into larger corporations by providing comprehensive solutions for Business Payments, Credit, Compliance, and Sourcing through innovative payment experiences. We recognize that credit cards are powerful financial tools but are vastly underutilized in utility payments, vendor payments and B2B transactions.



Our Mission
We are committed to enhancing the acceptance of both retail and commercial credit cards across the payment spectrum. Recognizing the unique challenges in creating a comprehensive credit card ecosystem that serves both B2B and individual payment scenarios—distinct from traditional retail merchant systems that require each seller to become a merchant—PayCR has innovated a specialized acceptance mechanism.
Our Story
Owned and operated by Mediwin® Laboratories Next, PayCR is supported by the legacy of the Mediwin® Group of Companies.
With our extensive experience in pharmaceutical manufacturing and trading, we understand the unique cash flow challenges faced by SMEs.
We bring this understanding and our commitment to innovation and excellence to our financial services, dedicated to meeting and exceeding the evolving needs of our clients, both businesses and individuals alike.
Expanding Payment Services
Our services now facilitate seamless vendor payments and utility bill payments for both businesses and individual consumers through credit cards.
This dual approach not only paves the way for broader use cases, including compliance-related expenditures for SMEs, but also simplifies everyday transactions for individuals.
By allowing credit card holders to utilize their existing cards as a flexible payment tool, PayCR unlocks up to 45-50 days of interest-free credit. Moreover, our clients benefit from earning fixed rewards and flat cashbacks on their payments.
What people are saying about Payyed
A payments experience people love to talk about
"Needed quick cash without high interest. PayCR made it super easy and stress-free. Highly recommend!"
Ankit Sharma Business Owner
"Managing funds as a freelancer is tough. PayCR was a big help, easy to use and no headache with interest."
Priya Menon Designer
"Tried many options, but PayCR’s simple and secure process is the best. I trust them for quick transfers."
Rajiv Gupta Entrepreneur
"PayCR really sorted out my startup’s cash flow issues. Fast, convenient, and covers all payment modes!"
Sneha Verma Startup Founder